Client Notification Requirements in the Wake of a Disaster

In light of the damage caused by the Western Kentucky tornadoes, LMICK has partnered with one of its Board Members, Sarah McKenna, to provide resources addressing an attorney’s ethical obligations to clients following a natural disaster. Ms. McKenna, along with her Dinsmore attorney colleagues Chase Cunningham, John Selent, and Joe Tucker, created the resources below for Lawyers Mutual. The following summary of the law and related documents are educational and not intended as legal advice. Any templates provided must be tailored to your particular situation and should be drafted in consultation with your professional liability carrier, if other than Lawyers Mutual of Kentucky.

As recovery efforts continue across Western Kentucky, our staff is still working to reach out directly to our insureds in the area. For those we have connected with so far, you have shared stories of resiliency and optimism in the face of heartbreaking loss. On behalf of the LMICK staff, Board, and policyholders, our thoughts are with each of you and we share in your hope. LMICK will be here for you throughout the weeks to come.

LMICK is here for you

The destruction caused by the tornadoes that swept across the Commonwealth is unimaginable. Our hearts ache as we hear stories of the lives lost, including those within the legal community. We are saddened by the images of businesses and homes destroyed. For those who have been directly impacted, we offer our sincerest condolences for the loss you have sustained.

To Our Policyholders:

As we enter the season of reflection and gratitude, we want to say THANK YOU for choosing Lawyers Mutual of Kentucky. We are grateful for your continued loyalty and look forward to continuing to serve you in the new year. In this issue, we will introduce you to our newest staff members, discuss the latest developments in the Fair Debt Collection Practices Act (FDCPA), encourage you to comment on proposed changes to the Supreme Court Rules, and remind you take care of yourself this holiday season.

To Our Policyholders:

What a difference a year makes! Last summer at this time, we were in the throes of a pandemic facing record unemployment, a serious economic downturn, a shuttering of courts and other legal enterprises, an unplanned transition to remote work, virtual learning for our children and overall uncertainty and fear. We were desperate for a fast and effective vaccine and wondering how much longer we could endure. The 2020 Kentucky Bar Association convention had been cancelled and we were planning Lawyers Mutual’s first ever virtual Annual Meeting.