AppalReD, in conjunction with the Kentucky Bar Association and the American Bar Association Young Lawyers Division, is ready and able to assist Eastern Kentucky flood victims with legal services. Individuals needing assistance should call 1-844-478-0099 during business hours Monday through Friday.
Volunteer Opportunity: Pro Bono
If you are interested in providing pro bono assistance directly to flood victims, we recommend signing up as a volunteer with AppalReD on their website as they provide support for handling cases that may be outside of your typical practice area. Additionally, legal services organizations often offer legal professional liability coverage for those cases the lawyer handles on the organizations’ behalf. As a LMICK insured, your policy will generally cover your pro bono work. However, not all policies from all carriers are the same (and not all volunteer attorneys carry insurance). Always make sure your pro bono cases are covered (and with appropriate limits). For coverage questions under your LMICK policy, please contact us at 502-568-6100.
Once again Mother Nature has proven to be a formidable adversary. Only eight months removed from the record-breaking tornadoes that devastated parts of several Central and Western Kentucky counties, unprecedented flooding has destroyed parts of Eastern Kentucky. All of the families in those communities are in our thoughts and prayers. The LMICK Board and Staff are so sorry for the lives lost, the homes and keepsakes within them ruined, the businesses interrupted and the uncertainty they face about the days and weeks ahead. What is certain is that Kentuckians have and will continue to rally for these families and communities. There are a number of ways to contribute, but LMICK has already contributed time and resources to the Foundation for Appalachian Kentucky. They are doing powerful work and we recommend them for your consideration.
With regard to lawyers more specifically, we know that several lawyers also suffered personal and/or professional loss. Like the situation with the December tornadoes, LMICK Staff has attempted contact with all of our insureds in the affected areas. We have been heartened to hear that most of our insureds are safe and have suffered less loss and damage than we feared. However, we understand there may be delays in submitting renewal applications or premium payments. If you are facing these challenges, please let us know so we can work with you to come up with a plan. You will NOT lose coverage due to flood-related delays.
We know communications are compromised in many areas and that it will take time to reach all of our insureds. If you or someone you know of has been impacted by the flooding, and may not have received our e-mail and/or phone call, please contact us at 502-568-6100. We want to know that you are safe and to understand how we can support you as you put your law practices back together.
New KBA Ethics Opinion Addresses when a Potential Client becomes a Prospective Client
Many of you attended our session at the Kentucky Bar Association’s Annual Convention exploring when an attorney-client relationship begins. We advised of a forthcoming ethics opinion that would shed more light on the subject and promised to share it when it became available. The KBA Ethics Committee has now published its most recent opinion which focuses on when a potential client becomes a prospective client. We have a short summary of the Opinion on our website but encourage everyone to read the opinion in its entirety in the July Bench and Bar Magazine. Then, check out our On-Demand CLE library later this summer for our updated CLE, Wait, What Do You Mean She is My Client? When Casual Conversations Create an Attorney-Client Relationship.
US Supreme Court Decision Allows States to Seek Reimbursement from Both Past and Future Medical Care
On June 6, 2022, the U.S. Supreme Court decided Gallardo v. Marstiller, finding that states could seek reimbursement from settlement payments for future medical care, not just past medical care. Lawyers practicing personal injury law need to review the case and understand the potential implications on settlements going forward.
What an honor to serve Lawyers Mutual of Kentucky’s (“LMICK”) insureds and the lawyers of the Commonwealth of Kentucky for another year. This sentiment is echoed, I know, by the entire LMICK Staff and Board. As a mutual insurance company, LMICK is your company and we are proud to work with you and for you. In anticipation of the upcoming Annual Meeting (more details below), we wanted to take this opportunity to update you on the state of the company and to reflect a bit on 2021.
We Are a Community of Kentucky Lawyers.
Importantly, 2021 marked LMICK’s 15th consecutive profitable year. This accomplishment was made possible, in large measure, by your continued loyalty and support. Thank you. As I say in a note that I write to all those new or returning to LMICK: we appreciate having you as an insured. The financial stability that the Company enjoys allows us to serve the needs of our insureds, specifically, and Kentucky lawyers more broadly. We ended 2021 with a renewal rate of 96% for firms and 97% for attorneys. One hundred and twenty-six (126) new attorneys became LMICK insured in 2021. We would be proud of these numbers in normal times, but to hit these benchmarks in a year in which we continued to fight through a pandemic was remarkable. Together, as a community of Kentucky lawyers, we’ve persevered, and I dare say thrived.
Lawyers Mutual of Kentucky Voting Open Until June 10, 2022
If you are the primary name on your LMICK policy, please be aware that proxy materials were sent via email on Monday, May 9 from IntelliScan. Voting for the Board of Directors and on other LMICK business is open until June 10th!.
June 30, 2022 Deadline for Comments to Proposed Amendments to Rules: